SHIP Information

The Florida Housing Finance Corporation administers Florida's State Housing Initiatives Partnership (SHIP) program. 

SHIP funds are distributed on an entitlement basis to all 67 counties and 52 Community Development Block Grant entitlement cities in Florida. 

SHIP dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, acquisition of property for affordable housing, matching dollars for federal housing grants and programs, and homeownership counseling. In Nassau County, our Local Housing Assistance Plan (LHAP) determines the use of our SHIP funds. Currently, we are most active in down payment and closing cost assistance and construction of new housing or rehabilitation of existing housing. 

Please contact our Office of Management and Budget to learn more about how Nassau County SHIP funds may be able to assist you. 

Carol Gilchrist, Grants Specialist
Office of Management and Budget
96135 Nassau Place, Suite 2
Yulee, FL 32097-3678
Phone: 904-530-6020 FAX: (904) 321-5917
Email: cgilchrist@nassaucountyfl.com 

What Funding is Available?

  • Homeownership - Purchase Assistance/CLT-without Rehab
  • Homeownership - Owner Occupied Rehabilitation
  • Homeownership - Demolition/Reconstruction
  • Homeownership - Disaster Repair/Mitigation
  • Homeownership - Emergency Repair
  • Homeownership - New Construction
  • Homeownership - Special Needs
  • Rentals - New Construction-Rental

How to Apply?

Apply in person at 96135 Nassau Place Suite 2, Yulee, FL 32097

When are applications accepted?

As funds are available - Contact SHIP office at 904-530-6020 to see if funds are available.

Am I qualified?

Click here to check for income qualification.

How to Participate as a Lender, Contractor, etc.

All Lenders may participate. Contractors must submit their application to the SHIP office for review and approval.